Ridgefield Mortgage Lender - Characteristics of a Great Mortgage Professional

Characteristics of a Great Mortgage Professional

The process of choosing the right Ridgefield mortgage lender for your home financing needs may seem like a daunting task, especially if you aren’t sure where to start or what you should be looking for. As hard as it might seem, picking the perfect mortgage professional to work with is a crucial part of the mortgage process. The right person could make the difference between a stress-full and a stress-free process, or maybe even the difference between a denial and an approval. When you are searching for the perfect candidate, you can easily narrow down your search by evaluating them based on the following characteristics that every great mortgage professional should possess. We all have different personalities, different strengths, and different needs. If you are someone who needs to be walked step-by-step through the entire mortgage process as every aspect is explained, make sure you find a professional who is more than willing to do that for you. Some people are more hands off and just want to be told what to do and when and where to do it. A great mortgage professional will have the skills and knowledge to work well with both types of people. They should be knowledgeable and available enough to walk a first-time home buyer through the mortgage process, accurately answering questions as they go. They should also be confident enough to handle the process for someone who wants as little involvement as possible. Aside from their expertise in the mortgage industry, you should also evaluate potential candidates on their customer service and attentiveness to you and your situation. You want to work with someone who is readily available to go over any questions you may have or at least gets back to you within a reasonable amount of time. When you are choosing a mortgage professional, you are putting a lot of faith in their hands. Obtaining a mortgage and purchasing a home is a huge financial decision and it should not be taken lightly. The mortgage lender you choose should offer you direction but never pressure you to make any decisions. As a trusted Ridgefield mortgage lender, I strive to embody the best characteristics that should be used to describe a professional in the mortgage industry. I am committed to helping my clients discover affordable home financing options and building lasting relationships through the process. If you are purchasing a home and you are interested in getting your mortgage process started today, give me a call so we can get your mortgage consultation setup. Once we meet I know you will see that I have the characteristics of a great mortgage professional.
Ridgefield Mortgage Lender - Ridgefield Market Update

Ridgefield Mortgage Lender – Ridgefield Market Update

As a Ridgefield mortgage lender, I pride myself on staying up to date with the latest market statistics, news, and trends. I believe this information helps me offer the best mortgage options to my clients and helps them as they move through the entire process of obtaining a mortgage and purchasing the home of their dreams.

In June, a reputable real estate website reported the median sales price of Ridgefield homes at $572,128. This mean price for the month of June is slightly lower than the median price over March 29th – June 28th, which was recorded at closer to $575,000.

The highest recorded median price so far this year was $600,000 which was reached in February. Before that, the median price was steadily declining from its previous peak of around $675,000 in mid-July of last year.

These statistics are great news for buyers who are looking to take advantage of the recently lower home prices in the Ridgefield area. But lower prices can also lead to an increase in competition, especially if the amount of new listing coming onto the market doesn’t correspond with the increased demand.

If you are looking to purchase a home in the local Ridgefield area, look no further! I am an expert in the mortgage industry and will be determined to use my knowledge of the local market and connections in the industry to get you the best financing options at the most competitive rates around.

Call me today at (203) 470 – 4222 if you would like more information about how we can work together on an individualized approach to finding you the perfect financing for your dream home! I can’t wait to help you save on your financing so that you can comfortably afford the mortgage that works best for you and your family!

Source: https://www.trulia.com/real_estate/Ridgefield-Connecticut/